Governments are inevitable. Even when you look at so-called "lawless places" or "failed states", you'll find governments: de-facto governments run by warlords and criminals.
Nature abhors a vacuum and that principle extends to power vacuums.
That's assuming all of your current pay is going to necessities - salaries here pay well in excess provided your 'wants' are few, you can cover the things that matter (housing, food, etc) and get your time back.
In theory in a robot economy you'll have 100% of the food and shelter you need to some standard, hopefully a decent one. The particular issue with how the world currently is is some people have 60% of their food and shelter while other people have 30000%
> You're not going to take a 60% paycut if it means 60% less food, 60% less shelter, etc.
Why not? That's exactly what the person said they want.
The incorrect point that was made is that everyone want to work because they want more stuff, not because they want more free time. People that get more free time typically achieve this by working less, or not working
Free time is a luxury just like anything else, but it's only valuable if you have enough of everything else. Nobody is jealous of all the free time homeless people have. They're jealous of the free time of people who don't need to work full time to pay all their bills.
We do know about North Korea. It doesn't exist in a bubble. It's a product of a particular culture and a particular series of historical events as well as regional and geopolitical relationships, most notably its relationships with South Korea, China, and the US.
The claim that the North Korean dystopian dictatorship could be generalized to all cultures, across all cultures, merely on the economic and military capabilities of AI, is an extraordinary one. It relies on a great many assumptions about the political as well as independent, personal, and organized responses to the societal changes that would need to take place in order to bring it about.
Just send the call to voicemail. Doctor's offices always leave voicemails. Spammers sometimes leave voicemails, sometimes not, either way they're easy to filter out / ignore.
Yeah so the other factor missing is gun calibre and ship hull reinforcement/design. The reason sloops didn’t dominate against ships of the line came down to these factors, as well as sheer number of guns.
A sloop’s guns were generally so light the balls would bounce off the hull of a ship of the line. The sheer weight of firepower in return would shred a sloop to pieces. Add on to that the fact that heavier guns can achieve longer range when trained at the right angle, and a sloop can’t really get anywhere near a ship of the line and live to tell the tale.
I plan on adding wind dynamics. The largest ship has 1 more cannon, do you think I should add more? or perhaps longer range on the larger ship cannons?
Longer range would help! I should also note that ships had forward- and aft-firing guns in addition to the main batteries on the gun decks firing to the sides. A smaller ship merely trying to run away could be fired upon until it got out of range.
Anecdote is not the singular of data, but when my late wife was dying of cancer, the oncologist was attempting to follow standard care procedures. Preauthorizations were denied even after physician consultation with the insurance company.
My research showed me that the insurance companies contract with other companies (who they may or may not own) to handle the dirty work. It was only after learning the magic incantations to directly contact the "third-party" company that I was able to get traction.
"We do not believe this treatment is warranted."
"Well, her doctor believes it, so she's going to get the treatment. The only question is whether you pay now, or after I file a small claims case."
It was miraculously authorized at that point. It's the same fucking thing with car insurance. The poor people who can't fight really get screwed.
None of your links provides data on spurious denials. The third link does provide this statistic:
"Over a six-year period between 2019 and 2025, almost half of a large set of denied health insurance claims in New York state were reversed when the cases reached independent review organizations, comprised of clinicians unaffiliated with insurers"
But that doesn't get into the reasons why the claims were denied in the first place. It doesn't tell us anything about bona fide spurious denials vs. improperly filed claims (mistakes in the paperwork), clerical errors, or clients placed under investigation for claiming too early (after applying) or too often (making a lot of spurious claims), or care providers who do the same.
Insurance companies are concerned with adverse selection and moral hazard. A client who files a lot of claims shortly after getting insurance raises the suspicion that they were not honest about their health prior to applying. Similarly, a client who claims every drug a pharmacy carries raises other suspicions.
Of course, most clients aren't like that, but a not-insignificant minority are, and a small number of clients can file a very large number of claims.
> But that doesn't get into the reasons why the claims were denied in the first place.
The first link in that article does. It starts off by noting that this the third level review, so there were ample chances for the insurance company itself to fix things, and also says that "The report also showed that 47.1% of denials on the basis of medical necessity, 44% of denials based on care determined to be experimental or investigational, and 42.9% of formulary denials were overturned."
It's a pipe dream to assume that, by the time the appeals got to that point, it could be chalked up to administrative error.
> Insurance companies are concerned with adverse selection and moral hazard. A client who files a lot of claims shortly after getting insurance raises the suspicion that they were not honest about their health prior to applying. Similarly, a client who claims every drug a pharmacy carries raises other suspicions.
Yes, every Canadian gets 5 abortions a year, even the men. But seriously, the moral hazard goes the other way. It is so fucking difficult to get doctor appointments that the insurance companies should be doing everything in their power to help keep people healthy, rather than worrying about the 0.1% of the population that suffers from Munchausen syndrome.
Medical fraud is like retail stock shrinkage or fraudulent credit card charges -- no one on the customer side is aware of it, because it's handled on the other side and baked into pricing.
But there are substantial amounts of both straight fraud and too aggressively up-coding / over-billing.
The meta problem is that the because of the nature of the industry (legitimate volume dwarfs fraud), it's more financially impactful to pull levers that impact legitimate volume (read: prior auth requirements).
The anti-fraud systems are also pretty robust. As you'd imagine, insurers have been dealing with this for more than a few decades by now.
Damn, I thought this was going to be a guide to getting into running for exercise. Yes, I know there are lots of those around, but if this one made the front page of HN then maybe it had something interesting about it, or it was particularly well written or something.
Who is going to have the income to pay taxes to support that enormous welfare state that covers the needs of 99% of the population? The AI company owners? Why would they allow that? Presumably, if they own all the robots in the world, that includes the military drones.
Nature abhors a vacuum and that principle extends to power vacuums.
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