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Did you offer them ~$20K (instead of full $30K you owed) in exchange for restructuring your debt? If yes - what did they reply?


@dennisgorelik :

Yes, I offered them everything I had, asked to refinance - filled out all their forms for refi - got a re-appraisal - sent them new employment info once I got a new job and they refused to work with me.

They said, quote:

"You make too much money for us to help you" - but with divorce, bills, child-support - I couldnt affor the 3600 a month mortgage any longer.... Now I can only afford about 1400 a month.


So now they got foreclosure on their hands?




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