My wife's still a fellow, but you're right in the ballpark on the salary for residents and fellows. When she was an intern, we calculated her hourly wage at <$8.
You're low on your med school debt estimate, remember that loans don't just need to cover tuition, but living expenses too. Furthermore, many of her fellow not-yet-attendings are sitting on undergraduate college debt that has been deferred until they become attendings.
Nonetheless! Your overall point is totally valid. I've out-earned her for the past 6 years, but she'll even it out in about 2-3 years as an attending, and doctors frequently work well into their sixties.
You're low on your med school debt estimate, remember that loans don't just need to cover tuition, but living expenses too. Furthermore, many of her fellow not-yet-attendings are sitting on undergraduate college debt that has been deferred until they become attendings.
Nonetheless! Your overall point is totally valid. I've out-earned her for the past 6 years, but she'll even it out in about 2-3 years as an attending, and doctors frequently work well into their sixties.
(Also: Baltimore represent!)